Can I Be Divorced Yesterday? Or is Slower Faster?

Photo: Camera4U/Creative Commons License

by Shawn Skillin, Esq.

I get calls all the time from one spouse who is in a great big hurry to get divorced. And that’s OK. But, the other spouse is often in exactly the opposite frame of mind. Why is that and how do you deal with it?  What does the law say?
Shawn Skillin
Let’s deal with the law first. In California, there is a mandatory six-month (181 day) waiting period before the court can terminate your marital status and make you single again. This is a mandatory waiting period. The six months starts when the Respondent is served or otherwise submits to the jurisdiction of the court, by filing a response or making a court appearance. The waiting period does not start when the petition is filed. Therefore, it will be at least six months before anyone can be single again.

In order to be divorced on the 181st day, you have to file your judgment package and your Marital Settlement Agreement with the court and give them time to process it. Because our California courts are backed up, none of this happens quickly and you should allow 8 to 20 weeks for your Judgment to be processed. That’s an additional two to five months!  In the meantime, you are still married. So as I always tell my clients, the wheels of justice turn, but they turn very slowly.

In addition to meeting the requirements of the waiting period, there is the issue of the “slow moving spouse.” In a divorce, it is not uncommon for one spouse to be in a bigger hurry than the other, who may be in no hurry at all.

The slower moving spouse is probably in a different part of the grief cycle than the faster-moving spouse. The end of a marriage is a great loss and both parties must grieve it.  The grief cycle is comprised of five phases: Denial, Anger, Bargaining, Depression, and Acceptance. Most people do not move through the process in this precise order. They move one step ahead, then two steps back, and will likely pass through one phase or another more than once.

In addition, everyone proceeds at a different speed and likely started the grief process at different points in time. The faster-moving spouse is likely to have already done most or all of their grief work and the slower moving spouse may just be getting started. The slower moving spouse may be stuck in denial or mired in depression. At this point, the slow moving spouse is not likely emotionally able to make the many significant decisions facing them in a divorce. They may seem unable to make any decisions at all. The spouse still processing their grief needs time, support, and maybe even some counseling to help him or her move forward.

If the faster-moving spouse tries to push the slower moving spouse ahead too quickly, the likely result is putting on the brakes and slowing down even more. The better plan: allow the process to proceed more slowly, so the other spouse is steadily moving forward. The slower moving spouse needs time to get to an emotional state of mind where he or she can take in, and process, information in order to make good decisions.

In other words, sometimes slower is faster when it comes to divorce.

The team approach of the Collaborative Divorce process works well in these situations. Divorce coaches can help each party in managing their own grief process and in understanding where the other party stands in his or her grief process. The attorneys can focus their attention on keeping the process moving forward legally at a pace agreeable to both parties.

 

Ten Must-Dos After Your Divorce

What are the first steps to take if you're thinking about divorce? Get answers at our free workshop December 3. RSVP 858-472-2022 San Diego

Divorce must-do list by Nancy Stassinopoulos, Certified Family Law Specialist
Nancy Stassinopoulos, APC

Many couples think their case is over on the date they sign their Marital Settlement San Diego divorce attorney Nancy StassinopoulosAgreement. This is a momentous occasion, especially in a collaborative case where the entire team usually meets in a conference room to review and sign the final documents. Emotions can run high, ranging from tears to smiles of happiness that a divorce has been concluded with dignity and respect.

But wait, before you break out the champagne to celebrate with your friends, there’s more to be done. Here are ten important reminders:

  • Finish your QDROs. If your Marital Settlement Agreement provides for retirement accounts and pension plans to be divided by a Qualified Domestic Relations Order, you should start working with the QDRO attorney or QDRO preparation service recommended by your collaborative attorney. In fact, most collaborative attorneys recommend that the couple start the QDRO drafting process before the Marital Settlement Agreement is signed, so that the QDROs can be signed and submitted to the court with the Judgment. Then, you need to make sure that the QDRO is served on the Plan.
  • Divide Your IRAs. The division of Individual Retirement Accounts is usually spelled out in the Marital Settlement Agreement, either as a formula (one-half to each spouse) or a dollar amount to one spouse. The division of IRAs does not require a QDRO. However, you need to contact the custodian of the IRA to request forms for the transfer of the funds, which can be rolled over into the transferee’s IRA without tax consequences. Your Collaborative Attorney or Financial Specialist will assist you if you need help.
  • Change your estate plan. You should make an appointment with an estate planning attorney. If you and your spouse had an estate plan, such as a family trust or wills, be aware that the divorce will automatically revoke any wills or trusts that were in existence on the date of the divorce. Thus, you will need to make a new estate plan. If you fail to do so, and then pass away, the laws of the State of California will decide how to distribute your assets. Also, probate fees for those who die “intestate” (without a will) are costly.   You can leave more money to your heirs with a good estate plan.
  • Check your life insurance. You should review and change the beneficiaries on your life insurance policies, to conform to the Marital Settlement Agreement. Remember, life insurance is not controlled by a will or trust. All beneficiary changes must be made in writing.
  • Change retirement plan beneficiaries. You will need to change the beneficiaries on your Individual Retirement Accounts, 401(k) Plans, and pension plans, to conform to the Marital Settlement Agreement. If these accounts will be divided between you and your spouse, you will need to get that done before you can change the beneficiaries. All beneficiary changes must be made in writing, usually on a form provided by the company.
  • Change your powers of attorney. During marriage, you might have given your spouse a financial power of attorney, or a power of attorney for health care. Be sure to revoke those documents and create new ones. Your estate planning attorney can assist you.
  • Close all joint credit card accounts. Remember, on a true joint credit account, both you and your spouse remain liable for any future charges, even after your divorce is final. If you are not sure whether an account is a true joint account, as opposed to one on which your spouse is an authorized user, call the card issuer and ask.
  • Close all joint bank and financial accounts. Most banks and financial institutions will require both account holders to authorize the account closure.
  • Copy your family photos and videos. Usually the Marital Settlement Agreement will provide that family photos and videos will be copied, with the expense to be shared. Be sure to make these arrangements as soon as possible.
  • Change the passwords on all accounts. If your spouse had access to your online financial or credit card accounts, you will have to change your passwords. Remember, your ex-spouse may be able to answer security questions such as your mother’s maiden name, and obtain access to your accounts after the divorce.

This list may seem overwhelming. It is a lot of work to address these important details. But think about how much work you have already done, to get to this point in the divorce process. Don’t let it all unravel because an important detail was not addressed.

Here’s a tip: Start with the tasks you can accomplish quickly. Tackle the tasks one at a time, check them off as you complete them, and move on to the next one. You will have all this work done in no time. Then you’ll be able to relax, knowing that your future, and your family’s future, will be secure.