Justin Reckers named President of Collaborative Family Law Group of San Diego

Justin Reckers, Wellspring Divorce Advisors, urges caution before using a DIY divorce tool.

Media contact: Gayle Lynn Falkenthal, APR, Fellow PRSA
619-997-2495 or gayle@falconvalleygroup.com

(SAN DIEGO) – Financial professional Justin Reckers, CFP, CDFA, has been named President of the Collaborative Family Law Group of San Diego for the 2017 term. Reckers

Justin Reckers, Wellspring Divorce Advisors, urges caution before using a DIY divorce tool.

Justin Reckers, 2017 Board President

is the Chief Executive Officer of WellSpring Divorce Advisors, and the lead Financial Advisor at Fonte Financial Advisors, a Member of Advisory Services Network.

Founded in 2010, members of the Collaborative Family Law Group of San Diego work together to learn, practice, and promote the practice of Collaborative Divorce for problem-solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, Collaborative processes that protect the integrity, health and financial security of families and eliminate the need for families to resort to litigation.

Reckers is a graduate of The Ohio State University, a Certified Financial Planner™ and Certified Divorce Financial Analyst™. He is a former board member of The Institute for Divorce Financial Analysts, Collaborative Practice California and the Collaborative Family Law Group of San Diego. Reckers is the Chairman of the Board of Trustees for the Pacific South Coast Chapter of the National Multiple Sclerosis Society.

“It is my goal to guide people through what can be the most emotionally and financially devastating period in their life,” said Reckers. “Those of us who believe in Collaborative Divorce believe it is the best way for families to achieve a private, respectful divorce that preserves healthy family relationships and financial security for the entire family.”

“From my vantage as a financial professional, we help clients understand both the short and long term financial consequences of their divorce settlement options and gather information to make a fully informed decision. Financial professionals are part of a team that includes attorneys and divorce coaches, working together to help build creative settlement options and assist clients to transition successfully into their new financial reality with a game plan for success,” said Reckers.

“My goals for the coming year are twofold. First, increase public awareness of the existence and benefits of the Collaborative Divorce process; and second, to expand our successful ‘Divorce Options’ educational workshops throughout San Diego County. The workshops help individuals and couples learn about the different methods of getting divorced so they make an informed choice for their family,” Reckers said.

Serving with Reckers on the 2017 board of directors are Lynn Waldman, President-Elect; Ginita Wall, Treasurer; Meredith Lewis, Secretary; and Frank Nageotte and Anna Addleman, at-large members.

About the Collaborative Family Law Group of San Diego

CFLG San Diego’s members work together to learn, practice, and promote collaborative processes for problem-solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, collaborative processes that protect the integrity and health of family relationships and eliminate the need for families to resort to litigation.

CFLG is online at www.collaborativefamilylawsandiego.com. Follow us on Facebook for the latest divorce news.

Divorce Options Workshop moves to Carmel Valley on February 4

Learn about your Divorce Options at a free workshop on March 4 at 10:30 a.m. in the Carmel Valley area of San Diego. RSVP at 858-472-2022.

Workshop location moves to new location in February for your convenince

(SAN DIEGO) – If your marriage is ending and you plan to file for divorce, get the information you need to make important decisions at the free “Divorce Options” workshop in San Diego offered by the Collaborative Family Law Group of San Diego.

The next “Divorce Options” workshop takes place on Saturday, February 4, 2017, from 10 a.m. to 12:30 p.m. at 11622 El Camino Real, Suite 100, San Diego, California, 92130. The building is next to Ruth’s Chris Steakhouse at the intersection of Route 56 and Interstate 5. See a map here.

Workshops take place the first Saturday of every month. Seminar leaders help people in a diverse range of situations and are able to take any questions. Divorce is difficult and stressful even under the best of circumstances. It can be especially hard if you have children or economic difficulties. Divorce affects people from all walks of life, and no two situations are alike.It is possible despite challenges to preserve the emotional and financial resources of the family while respecting everyone’s needs during a divorce.

For additional information or to RSVP, call Divorce Options at (858) 472-4022 or email at sandiegodivorceoptions@gmail.com

Learn about your Divorce Options at a free workshop on February 4 at 10 a.m. in the Carmel Valley area of San Diego. RSVP at 858-472-2022.

Learn about your Divorce Options at a free workshop on February 4 at 10 a.m. in the Carmel Valley area of San Diego. RSVP at 858-472-2022.

Led by volunteer attorneys, financial specialists, and mental health professionals who are members of the Collaborative Family Law Group of San Diego, the workshop will cover the full range of choices couples have as they contemplate divorce, focusing on the non-adversarial, out-of-court options.

The Divorce Options program helps San Diegans become more knowledgeable about the resources they can draw on to plan an effective transition that respects the needs and interests of all family members. Taking time to become more knowledgeable can go a long way to ease the anxiety about your divorce, and allows you to take control of your future.

Divorce Options provides unbiased information about self-representation, mediation, collaborative divorce, and litigated divorce. The workshop deals with the legal, financial, family and personal issues of divorce in an informational and compassionate small group setting. There is NO solicitation of business.

The Divorce Options program welcomes anyone thinking about divorce or other relationship transitions including co-habitating couples with children or LGBT couples looking for a process aware and respectful of their unique needs. Divorce Options offers useful information adaptable to a wide variety of family circumstances.

Topics include:

  • Litigation, mediation and collaboration – the risks and the benefits of each process
  • Legal, financial, psychological and social issues of divorce
  • How to talk about divorce with your children
  • Guidance from divorce experts

By learning about divorce and the different process options available you can maximize your ability to make good decisions during the difficult and challenging time. Divorce Options is a workshop designed to help couples take the next step, no matter where they are in the process. It identifies strategies to help you stay out of court, and helps you identify the social, emotional, legal, and financial issues that are most pressing for you.

About the Collaborative Family Law Group of San Diego

CFLG San Diego’s members work together to learn, practice, and promote collaborative processes for problem solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, collaborative processes that protect the integrity and health of family relationships and eliminate the need for families to resort to litigation.

CFLG is online at www.collaborativefamilylawsandiego.com, and LinkedIn.

Top 5 Financial Moves If Divorce Is In Your Future

There are so many financial implications to divorce including the date of separation. It is best to work with expert divorce attorneys and financial professional on your side.

If previous statistics are any prediction, a wave of divorce filings will hit courts across the United States including in San Diego County at the beginning of 2017.

Divorce is a chaotic time, but no matter how difficult it is, it is critically important to address your financial situation and take several specific steps before your divorce to ease the financial implications before, during and after your divorce.

There are so many financial implications to divorce including the date of separation. It is best to work with expert divorce attorneys and financial professional on your side.

There are so many financial implications to divorce including the date of separation. It is best to work with expert divorce attorneys and financial professional on your side.

Collaborative Family Law Group of San Diego president Justin Reckers, CEO of Wellspring Divorce Advisors. Reckers is a Certified Financial Planner and Certified Divorce Financial Analyst and offers advice based on his practice working with individual going through a divorce. The key? “Budgeting is the most important thing to consider before, during and after a divorce,” he said.

Read the entire article here.

Your Pre-Divorce Holiday Season Coping Guide

There are many unanswered questions that you may face in the New Year, but for now coping with the reality is a challenge.

There are many unanswered questions that you may face in the New Year, but for now coping with the reality is a challenge.

by Lynn Waldman, LCSW

Have you been facing this holiday season with a mix of emotions; on one hand, hoping things will get better in your relationship, while at the same time dreading another holiday feeling stuck, empty, alone and wondering why you stay?

Suppose part of you has decided you are going to leave your marriage, but you need to get

Lynn Waldman, LCSW

Lynn Waldman, LCSW

through this holiday season for yourself and for the sake of your children. There are many unanswered questions that you may face in the New Year, but for now coping with the reality is a challenge. Staying calm in front of family, friends and children may be one of your goals.

Clients often struggle with how to make the best of things until they can leave their relationship. One coping strategy that works for clients begins with letting go of expectations. Letting go of hoping things will change or get better or that you will feel differently. Sometimes it is a relief to just accept things as they are. With acceptance comes a willingness to let things unfold and be as they are, as opposed to a sense of willfulness and of trying to change things we have no control over. To feel the willingness of accepting things as they are, try sitting with your arms slightly outstretched, palms up, take a breath, and repeat to yourself, “it is what it is.”

Another coping strategy is to check into your thoughts. When we have difficult feelings, it is often due to a difficult thought lurking somewhere in our minds. We may not even be aware of the difficult thought. With the difficult thoughts and feelings we often engage in behaviors we may regret. Try and identify those thoughts and feelings. Naming feelings often releases us from the overwhelm. Also, ask yourself, “what else may be true besides my difficult thought?” Focus on the facts of the situation, and if you need more information, seek out professionals who may be able to help. Remember, just because we have a thought or a worry, does not mean it is true.

In going forward with your divorce, the Collaborative process is one that takes into consideration, not only the legal and financial aspects of your marriage, but also your emotions and the emotions of your family. A Collaborative divorce coach offers assistance with coping skills to help you manage through the transition of divorce while focusing on the best resolution for everyone.

While this holiday season may be the last you will spend under the same roof with your spouse and co-parent, you certainly will have many more holiday seasons to come. Making the best of this season may be the best gift you can give yourself and your children this year.

Washington Post Article Features CFLGSD Member Justin Reckers

washpost-illustration-php

Board member and incoming president Justin Reckers was quoted in a recent Washington Post essay on the financial realities women often face after divorce.

Please read the article here.

The Collaborative Family Law Group of San Diego welcomes the opportunity to share our members’ expertise about divorce issues in nationally respected publications. We also offer speakers to your group or organization. Please contact us at 858-472-4022.

 

Seven Steps to Divorce Your Finances from Your Ex

Don't forget to tie up financial matters after you divorce. Our checklist will help.
Don't forget to tie up financial matters after you divorce. Our checklist will help.

Don’t forget to tie up financial matters after you divorce. Our checklist will help.

by Ginita Wall, Certified Public Accountant (CPA), Certified Divorce Financial Analyst (CDFA), Certified Financial Planner (CFP®)

Even in the best of circumstances, a divorce is a long, arduous, and emotional task. As soon as you finalize the divorce, you might just want to curl up in bed for a few weeks and watch every single thing on Netflix. Not so fast! Now that you and your ex have uncoupled your married lives, it’s time to uncouple your financial ones at well. As you begin to walk your own path, you must ensure that you are now solely in control of your finances, including your bills, insurance policies, and estate planning documents. Pause that Netflix show, you have some financial divorcing to do!

Ginita Wall Divorce Financial advice San Diego 858-472-4022

Ginita Wall

  1. Separate Your Bank Accounts and Open Your Own

If you and your spouse held joint bank accounts, it is time to close those suckers out and open your own accounts. This will allow you to control your own money and will help you both avoid inequities in spending within the shared account.

  1. Re-Route Direct Deposits and Direct Bill Pay

Now that you have your very own checking and/or savings accounts (I recommend both), you need to make sure that your automated deposits and bill pay go to the right place. You are going to be mighty unhappy if your next paycheck tries to go into the joint account you just closed, and your electric company won’t appreciate trying to pull your monthly payment from a non-existent account. Make a list of all the automatic payments that go into and out of your joint accounts and then make sure to re-route the ones you are responsible for.

  1. Deactivate Joint Credit Cards

It might be tempting to put some last-minute charges on a shared credit card, but it is best to resist. Instead, open new credit cards in your own name first and then work with your spouse to close down all your shared cards. You two will need to work together if your shared cards have a balance. Most credit card companies allow you to transfer part or all of a card’s balance to a new account, and many actually offer special promotions with low or zero introductory interest rates on transferred balances. As with your online accounts, make sure you re-route any automatic payments from your old credit cards to your new ones.

  1. Remove Your Ex from Your Insurance Policies

Unless your divorce agreement provides otherwise, it’s time to boot your ex off of your health insurance policy, car insurance policy, and renter’s insurance. Make sure to let him or her know what you are doing so he isn’t surprised to learn he doesn’t have insurance after a car accident. If you are on your ex-spouse’s insurance policies, don’t bet on him paying your premiums unless that was part of your settlement. Time to start shopping for your own insurance policies. (Learn about how to Maintain Your Health Insurance After Divorce).

  1. Make Sure Your Ex Isn’t Your Beneficiary

During the good days of your marriage, you probably made your ex-spouse the beneficiary of your life insurance policy, your retirement accounts, the trust that holds your inheritance, and perhaps your entire personal estate. Unless you two somehow managed to stay best friends, chances are you don’t want him to benefit financially from your demise. Schedule some time in the near future to remove him as your beneficiary from these documents. (Learn more about Estate Planning for Women).

  1. Remove Your Ex From the Title of Your Assets

Is your spouse listed on your car title or the deed to your house or other property? If you received these items as part of the divorce settlement, you’ll want to make sure that yours is the only name on those important documents. Transfer your vehicle title to your name and record an Interspousal Transfer Deed to remove your spouse from the house deed once all other ownership arrangements have been made (for example, you’ve paid him to buy him out his share of the home).

  1. Create a New Will

One of the most important things you need to do now is make sure that your financial legacy goes to the right people in your life. If your ex-spouse is the prime beneficiary of your will or is listed as your agent in your durable power of attorney, you’ll likely want to update both of these documents. This might mean giving your estate planning attorney a call or filling out new online templates.

Yes, tying up all of these loose ends is a lot of work, but it is also worth the hassle. Financially divorcing your spouse after your official divorce will put you on more solid financial ground and give you a clear path ahead as you begin to rebuild.

Anna Addleman Recognized as 2016 San Diego Business Leader

The San Diego Transcript named Collaborative Family Law Group of San Diego member Anna Addleman to its 2016 "40 Under 40" business professionals list. Forensic Accountant Collaborative Divorce

Anna Addleman, CPA, CDFA, CFF, CFE, immediate past president and board member of the Collaborative Family Law Group of San Diego, was named to the 2016 “40 Under 40” List of leading business professionals in San Diego by the San Diego Transcript newspaper.

A San Diego tradition, this prestigious list includes legal, financial, managerial, and nonprofit leaders.

Congratulations to immediate past president Anna Addleman for being named to the 2016 "40 Under 40" Business Professionals list by the San Diego Transcript newspaper.

Congratulations to immediate past president Anna Addleman for being named to the 2016 “40 Under 40” Business Professionals list by the San Diego Transcript newspaper.

Anna Addleman is the Managing Director and Founder of Addleman & Associates. She has extensive experience providing damage analysis, business consulting, and accounting services to clients involved in dispute resolution, business management and tax matters, including divorce. Anna was recognized by the Transcript for her work as a proponent of the Collaborative approach to divorce, and her leadership and contributions to the Collaborative Family Law Group of San Diego.

Congratulations to Anna for this well-deserved recognition and for her ongoing advocacy for the Collaborative Process.

How the Divorce Process Might Change Your Standard of Living

financial-advisor-banner-HuffPost

The decision to get divorced isn’t one people take lightly. Frequently it comes after months or even years of trying to make it work, and weighing your alternatives.

In this recent column from the Huffington Post, experts including Collaborative Family Law Group of San Diego member Justin Reckers, Justin A. Reckers, CFP, CDFA and CEO of WellSpring Divorce Advisors shared the most important questions people need to ask themselves before moving forward and filing for divorce.

Read the column here.

If you have questions and need answers about your divorce options, contact the Collaborative Family Law Group of San Diego at 858-472-4022 to learn about your options for a healthy, respectful divorce that preserves family relationships, especially with your children, and avoids the expense and pain of a litigated divorce by using the Collaborative Process.

Your Real Estate Options During Divorce (VIDEO)

The financial impact of divorce on the family is one of the leading concerns couples have entering the divorce process. For most families, the family home is their largest single investment. What are you options? Should you sell your home when you divorce? Should you keep it and co-own it? What about renting it out? This can be one of the larger and more important decisions you need to make.

Collaborative Family Law Group of San Diego member Justin Reckers, Justin A. Reckers, CFP, CDFA and CEO of WellSpring Divorce Advisors answered questions about issues focused on real estate concerns during divorce on this recent edition of the “Craig Sewing” YouTube video program.

Contact the Collaborative Family Law Group of San Diego at 858-472-4022 or visit our contact page to consult with one of our members to learn about your financial options during your divorce.