San Diego Osteopathic Physicians Learn About Collaborative Divorce

Cinda Jones (left) and Myra Fleischer address the San Diego Osteopathic Medical Association about Collaborative Divorce as an alternative to traditional litigated divorce.
Cinda Jones (left) and Myra Fleischer address the San Diego Osteopathic Medical Association about Collaborative Divorce as an alternative to traditional litigated divorce.

Cinda Jones (left) and Myra Fleischer address the San Diego Osteopathic Medical Association about Collaborative Divorce as an alternative to traditional litigated divorce.

Collaborative Family Law Group of San Diego incoming 2016 president, attorney Myra Chack Fleischer, CFL-S, and board member Cinda Jones, CFP, CDFA, joined members of the San Diego Osteopathic Medical Association spoke at the group’s November meeting for a presentation on Collaborative Practice as an alternative to traditional litigated divorce.

The presentation provided an overview of the process, introduced the members of the divorce team and how they work together with the couple, and the advantages of Collaborative Divorce as a more holistic approach, including privacy protection and the emotional well-being of the family.

The Collaborative Family Law Group thanks all of the members who attended for their time, attention, and questions about the Collaborative Divorce process.

If you would like a presentation to your business, service, or social organization about Collaborative Divorce, please contact Gayle Falkenthal at gayle@falconvalleygroup.com or call 619-997-2495 to schedule. We look forward to speaking with you.

Ten Must-Dos After Your Divorce

What are the first steps to take if you're thinking about divorce? Get answers at our free workshop December 3. RSVP 858-472-2022 San Diego

Divorce must-do list by Nancy Stassinopoulos, Certified Family Law Specialist
Nancy Stassinopoulos, APC

Many couples think their case is over on the date they sign their Marital Settlement San Diego divorce attorney Nancy StassinopoulosAgreement. This is a momentous occasion, especially in a collaborative case where the entire team usually meets in a conference room to review and sign the final documents. Emotions can run high, ranging from tears to smiles of happiness that a divorce has been concluded with dignity and respect.

But wait, before you break out the champagne to celebrate with your friends, there’s more to be done. Here are ten important reminders:

  • Finish your QDROs. If your Marital Settlement Agreement provides for retirement accounts and pension plans to be divided by a Qualified Domestic Relations Order, you should start working with the QDRO attorney or QDRO preparation service recommended by your collaborative attorney. In fact, most collaborative attorneys recommend that the couple start the QDRO drafting process before the Marital Settlement Agreement is signed, so that the QDROs can be signed and submitted to the court with the Judgment. Then, you need to make sure that the QDRO is served on the Plan.
  • Divide Your IRAs. The division of Individual Retirement Accounts is usually spelled out in the Marital Settlement Agreement, either as a formula (one-half to each spouse) or a dollar amount to one spouse. The division of IRAs does not require a QDRO. However, you need to contact the custodian of the IRA to request forms for the transfer of the funds, which can be rolled over into the transferee’s IRA without tax consequences. Your Collaborative Attorney or Financial Specialist will assist you if you need help.
  • Change your estate plan. You should make an appointment with an estate planning attorney. If you and your spouse had an estate plan, such as a family trust or wills, be aware that the divorce will automatically revoke any wills or trusts that were in existence on the date of the divorce. Thus, you will need to make a new estate plan. If you fail to do so, and then pass away, the laws of the State of California will decide how to distribute your assets. Also, probate fees for those who die “intestate” (without a will) are costly.   You can leave more money to your heirs with a good estate plan.
  • Check your life insurance. You should review and change the beneficiaries on your life insurance policies, to conform to the Marital Settlement Agreement. Remember, life insurance is not controlled by a will or trust. All beneficiary changes must be made in writing.
  • Change retirement plan beneficiaries. You will need to change the beneficiaries on your Individual Retirement Accounts, 401(k) Plans, and pension plans, to conform to the Marital Settlement Agreement. If these accounts will be divided between you and your spouse, you will need to get that done before you can change the beneficiaries. All beneficiary changes must be made in writing, usually on a form provided by the company.
  • Change your powers of attorney. During marriage, you might have given your spouse a financial power of attorney, or a power of attorney for health care. Be sure to revoke those documents and create new ones. Your estate planning attorney can assist you.
  • Close all joint credit card accounts. Remember, on a true joint credit account, both you and your spouse remain liable for any future charges, even after your divorce is final. If you are not sure whether an account is a true joint account, as opposed to one on which your spouse is an authorized user, call the card issuer and ask.
  • Close all joint bank and financial accounts. Most banks and financial institutions will require both account holders to authorize the account closure.
  • Copy your family photos and videos. Usually the Marital Settlement Agreement will provide that family photos and videos will be copied, with the expense to be shared. Be sure to make these arrangements as soon as possible.
  • Change the passwords on all accounts. If your spouse had access to your online financial or credit card accounts, you will have to change your passwords. Remember, your ex-spouse may be able to answer security questions such as your mother’s maiden name, and obtain access to your accounts after the divorce.

This list may seem overwhelming. It is a lot of work to address these important details. But think about how much work you have already done, to get to this point in the divorce process. Don’t let it all unravel because an important detail was not addressed.

Here’s a tip: Start with the tasks you can accomplish quickly. Tackle the tasks one at a time, check them off as you complete them, and move on to the next one. You will have all this work done in no time. Then you’ll be able to relax, knowing that your future, and your family’s future, will be secure.

 

Collaborative law featured on ESPN 1700 Radio

Real Estate Radio on ESPN AM 1700 San Diego

Collaborative Family Law Group of San Diego member attorney Shawn Weber, Certified Family Real Estate Radio on ESPN AM 1700 San DiegoLaw Specialist with Brave Weber Mack, discussed the Collaborative approach to divorce during a recent guest appearance on “The Real Estate Radio Hour” on ESPN Radio 1700 AM with host Ryan White.

Weber pointed out that recent budget cutbacks to California’s family law court system makes it much more difficult, time consuming, and expensive to pursue a divorce via litigation, making the Collaborative approach to divorce a better choice for many families.

Hear the entire interview with Shawn via the link below.

Should You Treat Your Marriage Like A Business?

The New Love Deal is a helpful book and it strongly supports collaborative Divorce.

There are many new models for what used to be the traditional marriage. People are living together without getting married in the legal sense. People are establishing domestic partnerships. There are now legal same-sex marriages.

When couples break up, many times they end up in new legal territory. What isn’t new is The New Love Deal is a helpful book and it strongly supports collaborative Divorce. that any breakup can quickly turn contentious. Individuals are hurt and angry. They become emotional and lash out. The result: a stressful, messy, hostile, and expensive situation that causes lasting damage, especially if children are in the picture.

Chicago based family law attorney Gemma Allen, retired Cook County (Illinois) judge Michele Lowrence, and financial columnist Terry Savage have published a book calling for couples to have open and frank communication before, during, and after their relationship and strongly encourage prenuptial agreements. It’s called “The New Love Deal: Everything You Must Know Before Marrying, Moving In or Moving On.”

The authors present helpful information for all couples no matter their current legal circumstances as if having a conversation among friends. Their advice supports the Collaborative Law approach taken by the Collaborative Family Law Group of San Diego in encouraging open and respectful communication at every step.

If you are considering marriage, a civil union, domestic partnership, or a divorce, you may find this book helpful. It is available on Amazon. If you need help with your own family law issues involving marriage or divorce, custody, support, or settlements, contact the Collaborative Family Law Group of San Diego.

 

Is Mediation or Litigation the Right Choice for My Divorce?

Julia Garwood, Family Law attorney and Certified Family Law Specialist, San Diego, Collaboartive Family Law Group of San Diego

by Julia Garwood, Attorney at Lawjulia-garwood-photo
Family Law, Mediation and Collaborative Divorce
Garwood Family Law and Mediation

When heading toward the end of a marriage, many people ask what the difference is between divorce mediation and litigation. And beyond that, which one is right for them. There are numerous differences between divorce mediation and litigation, however the primary three include cost, decision-making and privacy.

Cost

Mediation is often much less expensive. Litigation can cost as much as six times the amount as mediation.

Decision-Making

A judge makes all the decisions in the case of litigation. This includes decisions about your children, division of property, alimony and even pets. However, through mediation, you and your spouse make the decisions together.

Level of Privacy

Mediation occurs in a private conference room and details never have to be disclosed publicly. Because of the public nature of the courtroom, when your divorce is litigated, all information is public record. That means all the details, including your finances and “dirty laundry,” are available to the public.

In order to help you decide whether mediation or litigation is right for you and your personal situation, below is a list of frequent situations when mediation and litigation are used.

Mediation is often used when:

  • You and your spouse mutually have decided to get a divorce.
  • You and your spouse can have a rational conversation in the same room.
  • You both realize that divorce is happening and you’re able to rationally approach the outcome.
  • You’re both willing to try to agree on issues like alimony, child custody, division of assets and child support.
  • Cost is a factor and you and your spouse want to incur as few costs as possible.
  • You both want to be active decision makers regarding the details of your divorce and don’t want to leave the final decisions for a judge to make.

Litigation is often used when:

  • One or both of you aren’t open to mediation.
  • One or both of you have difficulty conducting reasonable conversations.
  • There is a history of domestic violence or child abuse during the marriage.
  • Either you or your spouse has a drug or alcohol problem, impeding rational thinking and decision-making.
  • One or both of you is stalling or gathering information on the other spouse and don’t have any intention to settle. Sometimes spouses agree to mediation to stall the process or to gather information for later use against the other spouse during litigation.

While we’ve included some basic guidelines above, every situation is different. Consulting with a divorce attorney who is trained in Collaborative Family Law and/or a Certified Family Law Specialist including members of professional associations such as the Collaborative Family Law Group of San Diego, is the best avenue.

Discover Your Divorce Options at Workshop Oct. 22

Lessen the stress of divorce by learning about your alternatives 


September 26, 2014
Media Contact: Gayle Lynn Falkenthal, APR
619-997-2495 or gayle@falconvalleygroup.com

(SAN DIEGO) – Divorce is difficult and stressful even under the best of circumstances. It can be especially hard if you have children or economic difficulties. Divorce affects people from all walks of life, and no two situations are alike.

It is possible despite challenges to preserve the emotional and financial resources of the family while respecting everyone’s needs during a divorce. Learn about your alternatives at “Divorce Options.” The first “Divorce Options” workshop in San Diego takes place on Wednesday, October 22, from 5:30 p.m. to 8:30 p.m. at the Hacienda Building, located at 12625 High Bluff Drive, Suite 111 in San Diego.

Divorce Options provides unbiased information about self-representation, mediation, collaborative divorce, and litigated divorce. The workshop deals with the legal, financial, family and personal issues of divorce in an informational and compassionate small group setting.

Led by volunteer attorneys, financial specialists, and mental health professionals who are members of the Collaborative Family Law Group of San Diego, the workshop will cover the full range of choices couples have as they contemplate divorce, focusing on the non-adversarial, out-of-court options.

“Divorce Options presents a unique opportunity for the public to learn about resources they can draw on to plan an effective transition that respects the needs and interests of all family members,” said Shawn Weber, attorney and Collaborative Family Law Group of San Diego member.  “It puts you in control of your own divorce instead of someone else who doesn’t know you or your family circumstances.”

Weber said the Divorce Options program is useful to anyone thinking about divorce or other relationship transitions including co-habitating couples with children or LGBT couples looking for a process aware and respectful of their unique needs.

Topics include:

  • Litigation, mediation and collaboration – the risks and the benefits of each process
  • Legal, financial, psychological and social issues of divorce
  • How to talk about divorce with your children
  • Guidance from divorce experts

By learning about divorce and the different process options available you can maximize your ability to make good decisions during the difficult and challenging time. Divorce Options is a workshop designed to help couples take the next step, no matter where they are in the process. It identifies strategies to help you stay out of court, and helps you identify the social, emotional, legal, and financial issues that are most pressing for you. There is no solicitation of business. The cost is $45 for materials. The materials fee is waived for mental health professionals to attend.

Questions? Call Divorce Options at (858) 472-4022 or email at sandiegodivorceoptions@gmail.com

About the Collaborative Family Law Group of San Diego

CFLG San Diego’s members work together to learn, practice, and promote collaborative processes for problem solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, collaborative processes that protect the integrity and health of family relationships and eliminate the need for families to resort to litigation.

CFLGSD is online at www.collaborativefamilylawsandiego.com, and on LinkedIn.

Choose Your Filing Options Wisely in a Military Divorce

Military families and divorce

Military families and divorce

One-quarter of all active duty United States Navy and United States Marine Corps personnel are based in San Diego County. Add the large number of veterans, retirees, reservists and National Guard, and the significant influence of the military is apparent.

When you are a civilian facing divorce, you file in the state where you live. If you are a member of the military, it isn’t always that simple. In the military community it is common for a couple to be from one state, married in a second state, living in a third state and own property in a fourth state.

Further complicating matters, the couple may have recently been moved by the military to the state where they live and they may not have been there long enough to establish residency.

How does a military couple decide where to file their divorce and does it matter which state they choose? Family law attorney Mark Sullivan of Raleigh, North Carolina provides some helpful guidelines in this article for Military.com.  Sullivan is the author of a guide for lawyers called “The Military Divorce Handbook.”

Whatever your decision, Collaborative divorce remains an excellent option for military families to avoid the negative effects of divorce on the family, particularly where children are involved.

 

 

 

Don’t Trash Talk Your Ex: Staying Civil After Divorce

Family conflict and stress

Among the many significant benefits of collaborative divorce is providing a framework for respectful, civil discussion between spouses about difficult issues. By remaining civil, emotional stress is lessened on everyone in the family, especially the children.

Once the divorce is final, parents need to continue those respectful communication practices as they work together to raise their children. The positive aspects of collaborative divorce can be unraveled quickly when children witness their mother and father speaking harshly about one another, even if the conversation isn’t directed at the children. Conflict and the family stress it creates benefits no one in the long run, no matter how justified you may feel at the time.

Marina Sbrochi  is a dating coach who works with people returning to the dating scene after a divorce. She offers her advice about refraining from “trash talking” your former spouse. Sbrochi’s endorsement that reinforces our collaborative divorce philosophy of respectful communication continuing well after all of the legal details are final. Read Sbrochi’s sensible advice here.

 

Your Brain on Collaborative Divorce

Your brain and Collaboraive Divorce

By Garrison “Bud” Klueck

Americans of a certain age likely recall a memorable TV commercial.  The TV image is that of someone breaking an egg.  The voice-over announcer says “This is your brain.”  It then cuts to a very hot frying pan sizzling.  The egg is dropped into the pan, where it rapidly fried.  The voiceover says “This is your brain on drugs. Get it?”  In other words, taking drugs fries your brain.

Your brain and Collaboraive DivorceThe services offered by the professionals in a Collaborative divorce team have the opposite effect on clients going through the divorce process.  Collaborative divorce “unfries your brain.”  The client’s “unfried brain” then has the capacity to make the important decisions that a divorcing person needs to make.

Brain science tells us that there are parts that are basically the source of all the emotions that we experience.  These brain parts are known by the term “amygdala.”

While emotions are important to living a full and satisfying life, almost everybody has experienced how our emotions can sometimes become overwhelming.  Modern brain scans tell us why. Those brain scans show that, when the emotional parts of the brain are activated, the higher-reasoning parts show little or no activity.

The divorce process generates intense emotions.  Meanwhile, those divorcing spouses have to make very important decisions by weighing the costs against the benefits of various options.  In other words, the usual way people get divorced demands that they make important life-affecting decisions at a time in their lives when their emotions make them least likely to make sound decisions.

As a Collaborative attorney, I have witnessed that the very valuable services rendered by our well-trained divorce coaches have the effect of “turning down the heat” of the emotions of our clients.  When you lessen the activation of the emotional centers of our brains, it lets the decision-making centers become activated; then the divorcing persons are freed to make the very important decisions that will affect their lives and their children’s lives for years to come.

Over my more than a quarter-century of family law practice, I have witnessed people in the traditional court-based divorce process make some very bad decisions which affected their future and their childrens’ future.  To protect against this almost inevitable problem, there must be some process to prevent those very powerful emotions of the moment affect long-term planning.  The involvement of mental health professionals to help divorcing people process their emotions not only lets those people feel somewhat better during the process, it empowers them to make the decisions they will need to make.

Your brain “on collaborative divorce” will not be a fried brain, like on drugs, but a healthy brain ready to make good choices for a healthy future for you and your family.

Author Garrison “Bud” Klueck has received training as both as an attorney and as a mental health professional.  As an attorney, Bud has been practicing law for over 27 years and is a certified legal specialist in family law.  He was among the first group of San Diego professionals to train in the collaborative process in 2001 and has, over the years, participated in many collaborative cases. As a mental health professional, Bud has a Master’s degree in counseling psychology (MACP) and has internship status with the California Board of Behavioral Science (BBS).

 

Six Tips for Separating Emotions from Economics in Divorce

Financial Infidelity and The Money Trap

by Ginita Wall, CPA, CFP®, CDFA 

They say that a bad marriage is like a game of cards. You start out with two hearts and a diamond – but end up wishing for a club and a spade. When those feelings surface during a divorce, it leads to unproductive conflict and often results in a less than optimal settlement.

In divorce it is important to focus on the real problems to come up with real solutions. If spouses are at war, they are likely to see each other as the problem and the divorce as the solution. But they won’t get to true resolution until they recognize that simply isn’t true. The real problem is how to divvy everything up in divorce, and divorcing spouses won’t arrive at the best solution for their family until they collaborate on resolving their issues by working together, not against each other.

No matter how much spouses despise each other, they often equally despise spending money on a divorce battle, so even though they are on the outs they may be willing to work together to settle matters and keep the costs down by staying out of court.

When you are going through a contentious divorce, the key is to avoid letting uncertainty whip either of you into an emotional tizzy. The more frenzied your emotions, the longer the proceedings and the more costly the divorce. Collaborative divorce can be a Godsend in reaching optimal resolution at a reasonable cost.  In collaborative divorce, you’ll have all the professionals at the same table, working with the same facts, and engage coaches to keep everyone on track. That keeps uncertainty and miscommunication down, which helps everyone focus on the issues that are most important.

The job of the professionals in collaborative divorce is to help clients figure out how to divvy up the assets and debts so that each spouse emerges from divorce with a fair share of the pot that will let them begin anew. Here are six tips the divorcing spouses can use to separate emotions from economics:

Don’t let guilt rule you. “Please release me, let me go,” pleads the country song, but don’t give up everything to buy your freedom. Your spouse will still be unhappy that the marriage is ending, and you’ll be unhappy when you find yourself impoverished by your foolish gesture. The needs of each person are important, and the goal is to reach the best agreement possible as you balance those needs.

Don’t give in just to get it over.  When going through divorce, carefully consider your current needs and your needs in the future. You can’t depend on your soon-to-be-ex have your best interests in mind, and you can’t depend on your attorney to know exactly what is best for you and your family. Don’t try to shortcut a divorce. The only way out is through, and it will take your conscious involvement to reach a resolution that will work for you.

Don’t make nice to get him or her back. It’s all right to hope against hope that your divorce will end in reconciliation, but don’t bend over backward to make it happen. Stand up for yourself and get your share. If you successfully reconcile, and some couples do, that’s wonderful, but if you don’t, you’ll still be able to take care of yourself financially.

Leave revenge at the door. Legally, it doesn’t matter who did who wrong. Revenge is costly, and funding a wild rampage by not giving an inch is bound to turn out badly. You won’t win every battle, no matter what, and if you stubbornly stick to your guns despite all reasonable offers to settle, who knows, you might even end up paying part of your spouse’s attorney fees.

Don’t succumb to threats, or threaten your spouse. Money and power are emotionally linked, but in divorce it isn’t smart to try to use money to control your spouse and get your way. If you launch a full-blown court battle and argue every financial issue, be assured that most of what you can’t agree on will end up being split between your attorneys, with a sizeable amount going to the financial professionals. That is money that could be used to fund your family’s future if you stay out of court.

Focus on problem-solving, not fighting. Don’t let meetings with your ex turn into posturing to show who is in control or how smart you are. Settling your divorce is the problem you confront, and it won’t get solved through fighting. You can’t get everything you want in divorce, so figure out what is most important to you and let the rest go. You’ll end up with a better agreement, a less tumultuous relationship, a happier family, and a healthier future.