Shawn Weber: Swimming With the Sharks or Dolphins?

What type of attorney do you want to help you navigate your divorce? Collaborative Family Law Group of San Diego member Shawn Weber describes his view of attorney styles in an interview on “Real Talk San Diego” heard on ESPN Radio 1700 AM. See a video of the interview here.

Listen to the full interview featuring Shawn’s insights on Alternative Dispute Resolution and divorce mediation including Collaborative Divorce in the Soundcloud podcast here.

Seven Steps to Divorce Your Finances from Your Ex

Don't forget to tie up financial matters after you divorce. Our checklist will help.
Don't forget to tie up financial matters after you divorce. Our checklist will help.

Don’t forget to tie up financial matters after you divorce. Our checklist will help.

by Ginita Wall, Certified Public Accountant (CPA), Certified Divorce Financial Analyst (CDFA), Certified Financial Planner (CFP®)

Even in the best of circumstances, a divorce is a long, arduous, and emotional task. As soon as you finalize the divorce, you might just want to curl up in bed for a few weeks and watch every single thing on Netflix. Not so fast! Now that you and your ex have uncoupled your married lives, it’s time to uncouple your financial ones at well. As you begin to walk your own path, you must ensure that you are now solely in control of your finances, including your bills, insurance policies, and estate planning documents. Pause that Netflix show, you have some financial divorcing to do!

Ginita Wall Divorce Financial advice San Diego 858-472-4022

Ginita Wall

  1. Separate Your Bank Accounts and Open Your Own

If you and your spouse held joint bank accounts, it is time to close those suckers out and open your own accounts. This will allow you to control your own money and will help you both avoid inequities in spending within the shared account.

  1. Re-Route Direct Deposits and Direct Bill Pay

Now that you have your very own checking and/or savings accounts (I recommend both), you need to make sure that your automated deposits and bill pay go to the right place. You are going to be mighty unhappy if your next paycheck tries to go into the joint account you just closed, and your electric company won’t appreciate trying to pull your monthly payment from a non-existent account. Make a list of all the automatic payments that go into and out of your joint accounts and then make sure to re-route the ones you are responsible for.

  1. Deactivate Joint Credit Cards

It might be tempting to put some last-minute charges on a shared credit card, but it is best to resist. Instead, open new credit cards in your own name first and then work with your spouse to close down all your shared cards. You two will need to work together if your shared cards have a balance. Most credit card companies allow you to transfer part or all of a card’s balance to a new account, and many actually offer special promotions with low or zero introductory interest rates on transferred balances. As with your online accounts, make sure you re-route any automatic payments from your old credit cards to your new ones.

  1. Remove Your Ex from Your Insurance Policies

Unless your divorce agreement provides otherwise, it’s time to boot your ex off of your health insurance policy, car insurance policy, and renter’s insurance. Make sure to let him or her know what you are doing so he isn’t surprised to learn he doesn’t have insurance after a car accident. If you are on your ex-spouse’s insurance policies, don’t bet on him paying your premiums unless that was part of your settlement. Time to start shopping for your own insurance policies. (Learn about how to Maintain Your Health Insurance After Divorce).

  1. Make Sure Your Ex Isn’t Your Beneficiary

During the good days of your marriage, you probably made your ex-spouse the beneficiary of your life insurance policy, your retirement accounts, the trust that holds your inheritance, and perhaps your entire personal estate. Unless you two somehow managed to stay best friends, chances are you don’t want him to benefit financially from your demise. Schedule some time in the near future to remove him as your beneficiary from these documents. (Learn more about Estate Planning for Women).

  1. Remove Your Ex From the Title of Your Assets

Is your spouse listed on your car title or the deed to your house or other property? If you received these items as part of the divorce settlement, you’ll want to make sure that yours is the only name on those important documents. Transfer your vehicle title to your name and record an Interspousal Transfer Deed to remove your spouse from the house deed once all other ownership arrangements have been made (for example, you’ve paid him to buy him out his share of the home).

  1. Create a New Will

One of the most important things you need to do now is make sure that your financial legacy goes to the right people in your life. If your ex-spouse is the prime beneficiary of your will or is listed as your agent in your durable power of attorney, you’ll likely want to update both of these documents. This might mean giving your estate planning attorney a call or filling out new online templates.

Yes, tying up all of these loose ends is a lot of work, but it is also worth the hassle. Financially divorcing your spouse after your official divorce will put you on more solid financial ground and give you a clear path ahead as you begin to rebuild.

Member Garrison Klueck Named National Ombudsman for MENSA

Member Garrison Klueck was recently named the National Ombudsmen for MENSA, the national "High IQ Society." San Diego Divorce Lawyer

Congratulations to Collaborative Family Law Group of San Diego member Garrison Klueck on his new role as National Ombudsman for MENSA, the national organization often referred to as the “High IQ Society.”

Garrison was part of a recent Collaborative group presentation at MENSA’s annual conference held earlier this summer in San Diego.

Read more about Garrison’s new role with MENSA here.

Garrison Klueck, Ginita Wall, Debra Dupree, and Frank Nageotte discussed Collaborative Divorce at the 2016 MENSA Annual Gathering.

(Left to right) Garrison Klueck, Ginita Wall, Debra Dupree, and Frank Nageotte discussed Collaborative Divorce at the 2016 MENSA Annual Gathering.

 

Collaborative Divorce featured Thursday, Aug 18 on Real Talk San Diego Radio

San Diego based family law attorney Shawn Weber, member of the Collaborative Family Law Group of San Diego, will talk about Collaborative Divorce and other family law issues during his upcoming appearance on the ESPN 1700 AM Radio program “Real Talk San Diego” with hosts Ryan White and Karen Kaseno on Thursday, August 18, at 1 p.m.

Shawn will discuss the advantage of a Collaborative Divorce over a litigated divorce, and the reasons your family will benefit, especially if you have minor children. Shawn Weber flyer

You can listen online on the Real Talk San Diego website.

Desensitizing, Brutalizing, And Degrading: Is This the Effect of Divorce Court?

Learn about your Divorce Options at a free workshop on March 4 at 10:30 a.m. in the Carmel Valley area of San Diego. RSVP at 858-472-2022.

by Mark Hill, Certified Financial Planner, Certified Divorce Financial Analyst
and Ryan Fentin-Thompson, Certified Divorce Financial Analyst
Pacific Divorce Management

Divorce can be a dehumanizing experience, especially for children. Avoiding a court battle can help relieve some of the negative effects of divorce on the family.

Divorce can be a dehumanizing experience, especially for children. Avoiding a court battle can help relieve some of the negative effects of divorce on the family.

Oftentimes, a couple going through divorce is portrayed as angry, revengeful and resentful towards one another. While these feelings may be present we have found that the more prevalent sentiment for both parties is a feeling of sadness and sorrow. Despite any current animosity that may be felt towards one another, no one enters into marriage expecting to divorce, so there will always be some sense of loss.

From the outsider’s perspective, one might assume the hostility between the couple stems from the decision to divorce; however, more often, it is the process of divorce which produces these feelings. The litigation system drives people from sad to furious, furious to enraged, enraged to resentful. Open court is usually the worst place to negotiate the end of an intimate relationship. Not only is this a public forum but also it tends to place the focus on winning and losing which usually does not benefit the whole family.

mark-hill-photo-02One example I saw in my own practice was in a highly contested divorce where both husband and wife wanted to keep the family home. Since they could not reach agreement, the judge ordered the house sold, which had the result of taking the children away from their friends and requiring them to change schools based upon their parents’ new residency.

Even the best judges seldom have time to do more than render strictly legal based decisions which lack the creativity which families always need when facing divorce. I was struck by a recent TV commercial related to our current presidential election using the tagline “Our children are watching,” and thought how it also relates to divorce. Offspring of divorcing couples always learn a lot about relationships from how their parents behave throughout the process. My experience is that choosing the adversarial approach seldom improves such behavior.

It can be dehumanizing for the professionals involved as well. Most people go into this field from a desire to help families work through what is usually an incredibly difficult life event. Too often, we find the system forcing decisions that we know will not fit the needs of our clients. It undermines what motivates us to do this work and can distance us from our own sense of humanity and compassion. We in the field have all experienced cases where outcomes fall well short of what our hopes and expectations were at the point at which we were retained. Recent research has suggested divorce professionals pay an ongoing price for this, described as “vicarious trauma.”

Alternative dispute resolution allows many of the shortcomings of a traditional divorce to be addressed. Professionals are required to look for creative solutions that benefit the entire family rather than trying to advance the cause of one side. The clients are engaged and required to take responsibility for the decisions that are reached. In the case of Collaborative Divorce they do so with the resources of legal, financial, and mental health professionals together with them at the table. We have found that this provides the best opportunity for outcomes that avoid much of the negativity usually associated with divorce.

 

 

 

MENSA Members Get Smart About Collaborative Divorce

Garrison Klueck, Ginita Wall, Debra Dupree, and Frank Nageotte discussed Collaborative Divorce at the 2016 MENSA Annual Gathering.

Members of the Collaborative Family Law Group of San Diego spoke at the 2016 MENSA annual gathering, held over the Fourth of July weekend at the Town & Country Resort. A tradition for MENSA since 1963, the Annual Gathering has grown from a two-day meet-and-greet in New York to a sprawling and diverse collection of programs, talks, games and entertainment spanning the July 4th weekend.

Photography by Sheri Lowery.

Garrison Klueck, Ginita Wall, Debra Dupree, and Frank Nageotte discussed Collaborative Divorce at the 2016 MENSA Annual Gathering.

Garrison Klueck, Ginita Wall, Debra Dupree, and Frank Nageotte discussed Collaborative Divorce at the 2016 MENSA Annual Gathering.

Members Garrison Klueck, Ginita Wall, Debra Dupree and Frank Nageotte introduced MENSA members to the different process options available to couples considering divorce, including Collaborative Divorce, maximizing their ability to make good decisions during this difficult and challenging time.

MENSA members ask questions following the presentation on Collaborative Divorce at its annual conference in San Diego.

MENSA members ask questions following the presentation on Collaborative Divorce at its annual conference in San Diego.

CFLG San Diego’s members work together to learn, practice, and promote Collaborative processes for problem solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, Collaborative processes that protect the integrity and health of family relationships and eliminate the need for families to resort to litigation.

Garrison Klueck speaks to the MENSA Annual Gathering in San Diego as Ginita Wall awaits her part of the presentation.

Garrison Klueck speaks to the MENSA Annual Gathering in San Diego as Ginita Wall awaits her part of the presentation.

If you would like representatives of the Collaborative Family Law Group of San Diego to speak to your organization, club, business, or social group, contact us at 858-472-4022 or email sddivorceoptions@gmail.com There is no charge for a presentation.

Informational materials on Collaborative Divorce are part of any presentation we offer to your group, organization, business or club.

Informational materials on Collaborative Divorce are part of any presentation we offer to your group, organization, business or club.

Not Your Parents’ Divorce: Hear Debra Caliguri on 1700 AM ESPN Radio

Listen to ESPN AM 1700 on August 4 for Real Talk San Diego with attorney Debra Caliguri about the benefits of Collaborative Divorce in San Diego

San Diego based family law attorney Debra Caliguri, member of the Collaborative Family Law Group of San Diego, will talk about Collaborative Divorce and other family law issues when she appears on the ESPN 1700 AM Radio program “Real Talk San Diego” with hosts Ryan White and Karen Kaseno on Thursday, August 4, at 1 p.m.

Debra will discuss challenges during divorce dealing with its impact on children from toddlers to teens to adult children, who all suffer from the effects of their parents’ divorce; how to preserve family relationships; and how to navigate the difficult financial issues. Listen to ESPN AM 1700 on August 4 for Real Talk San Diego with attorney Debra Caliguri about the benefits of Collaborative Divorce in San DiegoYou can listen online on the Real Talk San Diego website.

Date of Separation and the Collaborative Divorce Process

There are so many financial implications to divorce including the date of separation. It is best to work with expert divorce attorneys and financial professional on your side.
There are so many financial implications to divorce including the date of separation. It is best to work with expert divorce attorneys and financial professional on your side.

There are so many financial implications to divorce including the date of separation. It is best to work with expert divorce attorneys and financial professional on your side.

by Frann Setzer, Esq.
MBA/Certified Family Law Specialist
The Law Office of Frann Setzer, APLC

In some dissolutions, the date that parties separate is a crucial issue. This is because by law, the marital ‘community’ ends on the day when parties separate. The end of the marital community means that income earned or possibly property purchased after that date might belong to only one person. The date that parties separate also determines the length of the marriage, which potentially affects the length of spousal support or whether or not spousal support can be terminated.

Attorney Frann Setzer

Family law attorney Frann Setzer

While each situation is different, the date of separation can be a very contentious issue in a divorce.

For example, let’s say that Ms. Smith is the primary wage earner for her family. She believes she and her husband separated in January 2015, when she packed most of her belongings and began to spend many nights at her friend’s house and on the sofa at her office. Ms. Smith did return to the marital home for dinner at least twice a month. The couple also decided not to tell very many people about their impending divorce. Mr. Smith works, but earns approximately 20% of Ms. Smith’s income. He believes that the parties separated in August 2015, when Ms. Smith finally rented an apartment.

In March 2015, Ms. Smith received approximately $500,000 in commissions from work that she did from January 2015 until March 2015. Since Ms. Smith believes the date of separation was January 2015, she also believes that the $500,000 is her separate property.

Conversely, given his belief that they separated in August 2015, Mr. Smith believes the $500,000 is community, making him entitled to $250,000. To complicate matters further, in March 2015, the parties would have been married for 10 years. Under California law, a marriage of 10 years or longer is considered ‘long term,’ which could greatly affect spousal support.

The facts of this particular situation are such that, a court could find for either party in terms of a date of separation. It could be January or August. One person ‘wins’ and one person ‘loses.’

Does this sound complicated? The above situation occurs more often than you might think. Many people do not wish to be a part of the adversarial world of litigation, where the outcome is all or nothing and where they risk making enemies of each other.

Enter the Collaborative Divorce process, where clients can meet with their attorneys, divorce coaches and their financial neutral and craft a solution to a very complicated situation that works for them. Their attorneys advise them of the law, their coaches get them to examine their true goals and the financial neutral can examine their needs. A global solution can be reached that takes into account property as well as support. Complexity is not the issue, the willingness of the parties to listen to each other and reach an equitable solution is the definitive factor.

July 2 Workshop Helps Couples Make Good Divorce Decisions

Experts offer guidance and answer questions at free workshop

(SAN DIEGO) – No two divorces are alike, but this much is true: divorce is stressful even under the best of circumstances. It can be especially hard if you have children or economic difficulties.

The good news: It is possible despite challenges to preserve the emotional and financial resources of the family while respecting everyone’s needs during a divorce.

Figuring out a way to get divorced without hurting your children or destroying family relationships may seem impossible. The Collaborative Family Law Group of San Diego can explains how to make it happen through its “Divorce Options” workshops.

The next Divorce Options in San Diego takes place on Saturday, July 2 from 9 a.m. to 12 noon at the Scripps Ranch Civic Association Community Center, 11885 Cypress Canyon Road (corner of Scripps Poway Parkway and Cypress Canyon, two miles east of Interstate 15).

Workshops take place the first Saturday of every month.

No matter what your personal situation, workshop leaders can help you navigate this difficult time in your life.

For additional information or to RSVP, call Divorce Options at (858) 472-4022 or email at sandiegodivorceoptions@gmail.com

Led by volunteer attorneys, financial specialists, and mental health professionals who are members of the Collaborative Family Law Group of San Diego, the workshop will cover the full range of choices couples have as they contemplate divorce, focusing on the non-adversarial, out-of-court options.

Divorce Options provides unbiased information about self-representation, mediation, collaborative divorce, and litigated divorce. The workshop deals with the legal, financial, family and personal issues of divorce in an informational and compassionate small group setting. There is NO solicitation of business.

The Divorce Options program welcomes anyone thinking about divorce or other relationship transitions including co-habitating couples with children or LGBT couples looking for a process aware and respectful of their unique needs. Divorce Options offers useful information adaptable to a wide variety of family circumstances.

“We could not be more pleased by the response to our workshops,” said Dan Martin, family law attorney and Collaborative Family Law Group of San Diego member. “The Divorce Options program gives us an opportunity to help people become more knowledgeable about the resources they can draw on to plan an effective transition that respects the needs and interests of all family members. Taking time to become more knowledgeable can go a long way to ease the anxiety about your divorce, and allows you to take control of your future,” said Martin.

Topics include:

  • Litigation, mediation and collaboration – the risks and the benefits of each process
  • Legal, financial, psychological and social issues of divorce
  • How to talk about divorce with your children
  • Guidance from divorce experts

By learning about divorce and the different process options available you can maximize your ability to make good decisions during the difficult and challenging time. Divorce Options is a workshop designed to help couples take the next step, no matter where they are in the process. It identifies strategies to help you stay out of court, and helps you identify the social, emotional, legal, and financial issues that are most pressing for you.

About the Collaborative Family Law Group of San Diego

CFLG San Diego’s members work together to learn, practice, and promote collaborative processes for problem solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, collaborative processes that protect the integrity and health of family relationships and eliminate the need for families to resort to litigation.

CFLG is online at www.collaborativefamilylawsandiego.com, and LinkedIn.

Anna Addleman Recognized as 2016 San Diego Business Leader

The San Diego Transcript named Collaborative Family Law Group of San Diego member Anna Addleman to its 2016 "40 Under 40" business professionals list. Forensic Accountant Collaborative Divorce

Anna Addleman, CPA, CDFA, CFF, CFE, immediate past president and board member of the Collaborative Family Law Group of San Diego, was named to the 2016 “40 Under 40” List of leading business professionals in San Diego by the San Diego Transcript newspaper.

A San Diego tradition, this prestigious list includes legal, financial, managerial, and nonprofit leaders.

Congratulations to immediate past president Anna Addleman for being named to the 2016 "40 Under 40" Business Professionals list by the San Diego Transcript newspaper.

Congratulations to immediate past president Anna Addleman for being named to the 2016 “40 Under 40” Business Professionals list by the San Diego Transcript newspaper.

Anna Addleman is the Managing Director and Founder of Addleman & Associates. She has extensive experience providing damage analysis, business consulting, and accounting services to clients involved in dispute resolution, business management and tax matters, including divorce. Anna was recognized by the Transcript for her work as a proponent of the Collaborative approach to divorce, and her leadership and contributions to the Collaborative Family Law Group of San Diego.

Congratulations to Anna for this well-deserved recognition and for her ongoing advocacy for the Collaborative Process.