Why a Collaborative Divorce Makes Financial Sense

Collaborative Divorce offers many advantages to divorcing couples, particularly financial. Courtesy US News & World Report

Collaborative Divorce offers many advantages to divorcing couples, particularly financial. Courtesy US News & World Report

For couples ready to part ways, a Collaborative Divorce can often prevent the angry, destructive results of many divorce proceedings. As reported in U.S. News & World Report, Collaborative Divorce embraces the concept that a couple once considered themselves partners during their marriage, and should be able to end it together as well, deciding how to split assets and how the co-parenting should work out in a way in which neither party feels too disappointed when it comes time to sign the divorce papers.

The Collaborative Family Law Group of San Diego is encouraged by media coverage in publications like U.S. News, helping spread the message about the option offered to couples by the Collaborative approach.

Read the entire article at this link.

 

 

Empower Yourself During Your Divorce

Debra N. Caliguri, family law and divorce attorney, Carlsbad

by Debra Caliguri, Law and Mediation Offices of Debra N. Caliguri

How many times have we all heard and even repeated the phrase “Ignorance is

Debra N. Caliguri, family law and divorce attorney, Carlsbad

Debra N. Caliguri

bliss”?  Itmay be popular, but ignorance is bliss is no credo to live by. One online dictionary defines “Ignorance is bliss” as “a term used to falsely justify apathy on the given subject in the form of a catchy cliche.”

In our knowledge-based society it is unlikely that choosing to be ignorant will bring you success in any of your life’s endeavors. This is particularly so when you are going through a major life transition like divorce.

Gone are the days when you and your spouse can afford to hire attorneys to take your case and leave the decision-making and thinking to the attorneys and judge to figure it out. Instead, you need to empower yourselves by gathering reliable information and becoming a savvy consumer of divorce-related services.

One of my clients recently concluded her divorce process in which I served as her Collaborative attorney. She and her husband had been married over 20 years, had children preparing for college, and with ten years or less to work before reaching retirement age, they were concerned with preserving their retirement funds.

Like many divorcing couples, both spouses felt wounded and found it difficult to trust the other. Their children were hurting as well, having witnessed the parental conflict over the years. The parties had disagreements over financial, legal, and even parenting issues.

The one thing they agreed upon: they wanted to stop the hurt, not only for their own sake, but for the sake of their children. This goal led them to seek alternatives to a knock-down, drag out fight in court.

The couple considered mediation, but decided they needed more information, advice, and support than the neutral mediator could provide. They found their way to Collaborative divorce after meeting with several attorneys and financial professionals. Through the Collaborative process, they were able to successfully reach a full agreement in under six months.

My client is extremely grateful she found the Collaborative divorce process and shared with me what she had learned to help going through a painful divorce.

My client found that for her, Collaborative divorce was superior to going to court, as the Collaborative process fosters an environment of creative problem-solving. This is strikingly different than what happens in court where a judge makes decisions in an atmosphere of mud-slinging advocacy.

The team approach was key to providing the parties with the right information, financial analysis, legal advice and emotional support to reach a mutually agreeable conclusion. My client said the time spent on the Collaborative process was productive time in which the parties were directed and engaged with the team to identify issues, define their interests, and the issues at hand.  The Collaborative team members facilitated the couple’s discussions, which led to their finding a path to agreement on all their issues.

The presence of legal counsel, the financial expert and coaches resulted in the parties feeling safe enough to talk to each other directly about their goals, concerns, and needs for their individual futures. They found common ground in wanting what is best for the children.

Collaborative divorce may not suit those people who prefer blissful ignorance. But it is the wise choice for those who choose knowledge, even in a difficult and painful life transition.

 

Reducing Reactivity in High Conflict Divorce

Divorce and Fighting, Boxing Gloves

Collaborative Family Law Group of San Diego member Shawn Weber, attorney with Brave Weber & Mack, offers helpful tips for reducing conflict in this video presentation. Weber points out that even in a High Conflict Divorce, courts cannot always address all slights and grievances.

Within the structure of a Collaborative Divorce where the parties are committed to a resolution of their issues without going to court, these tips provide tools to de-escalate any conflicts that could appear.

Can a Divorce Team Save You Money?

By Win Heiskala, Certified Family Law Specialist
Attorney-Partner, Beatrice L. Snider Family Law Group

You made the very serious personal decision to terminate your marriage. This decision necessarily takes you to the procedure known as divorce (AKA Dissoluiton of Marriage in the Court).

You found yourself an attorney who discusses the different processes with you that can be win-heiskala-photoused to divide assets and debts, set a child sharing plan, and set support. You say, “We don’t want to go to court – we just want to settle.”

The Collaborative Family Law model provides the most complete and efficient process to meet your goal. The hallmarks of the Collaborative Law divorce process is an agreement from everyone at the outset to exclude all court proceedings, and engage the services of various professionals, known as “the team” to make assist in the resolution of all issues.

Why is a “team” needed? Why do we need a team just to get a divorce? If you don’t have any assets, income or children, then you don’t need a team and you can stop reading. If you do have any of these, I encourage you to continue.

ALL parties in a divorce in California no matter what process is used are mandated by law to exchange Preliminary Declarations of Disclosure. It means each side must provide in writing to the other a disclosure of all assets and debts. There is considerable debate regarding the extent and specificity required, but the goal of the law of disclosure is to adequately inform both sides before decisions are made regarding dividing assets and liabilities.

The main advantage to having one neutral financial person as part of a Collaborative team is that you deal with just one individual working to provide fair and accurate information to both parties in a divorce. Both parties provide financial information to the single financial expert. He or she verifies and organizes it, and reports the information in an understandable form to both parties and their counsel. Everyone is on the same page.

In comparison, in many “litigated” cases, a joint expert is not retained at the outset of a case, and after a great deal of increased animosity, distrust and anxiety, not to mention expense, the parties either reach the point of a joint expert or continue to battle each other with their own expensive experts – two instead of one.

Many times even the most sophisticated party in a divorce may be surprised to learn some information in the exchange. For example, husbands and wives can be wrong about how title is held on a property, whether something is community property or not, or the true value of a given asset. Clear, organized information such as this is essential to the parties in a divorce to reach reasonable and informed solutions.

The independent financial specialist also assists in determining the true income of both parties and the relative expenses for separate households going forward. Compensation packages for W-2 earners as well as the self employed have become increasingly complex with the proliferation of compensation such as Restricted Stock/Units, Performance Restricted Stock, Stock Options, claw back provisions, insider trading rules, irregular bonus payouts, profit distributions, 401K and profit sharing plans. Employment benefits can impact both asset division as well as ongoing income available for support. Self employed individuals often have unrealistic opinions of their worth or income.

The parties and their respective counsel need accurate, efficient documents and information in order to adequately educate and advise the parties as to the best solution and informed decisions for their particular case.

Even more important than the financial considerations in a divorce is the attention needed to preserve the best interest of the children. A child specialist can be the most valuable person on the Collaborative team.

First, the children need to be assured early and often that the separation of the parents is not the fault of the child. The child may be in need of therapy that neither parent is able to recognize or facilitate because of his or her own emotional upheaval. The child needs a neutral place to discuss his or her input and even vent, without fear of recrimination from a parent. Children of different ages have different needs and concerns.

All of this can be discussed with the parents and the child specialist in a safe and calm situation in order to reach a suitable, workable family child sharing plan. Every mental health expert agrees that continued animosity and conflict between the parents in divorce renders irreversible harm to the children from which they never recover. The Collaborative team, with the help of the child specialist, has the best chance of avoiding this tragedy.

If parents are unable to agree regarding the sharing of the children in a litigated divorce case in court, the family frequently undergoes a costly custody evaluation process and may have their own “expert” to review the work of the expert conducting the evaluation. Once again, you have the potential for three experts instead of one, as well as counselors and therapists, coming in at a much later stage of the proceedings after further polarization of the parties and damage to the children. The structure of the Collaborative team and process can “put everyone in the same room” from the beginning of the process.

Equally important to the team are the coaches for each of the adults. Divorce is one of the most emotional processes a person can go through in a lifetime. Everyone can use assistance from time to time for insight and balance while dealing with the inevitable feelings of loss, uncertainty, fear, anger and overall anxiety. Your attorney is not a psychologist. It is the duty of the attorney to maintain as much objectivity as possible in order to advise the client in the decision making process, and the individual coaches are a tremendous assistance in facilitating the parties to reach resolution.

With a professional Collaborative team of your choice in place from the outset of a divorce, you will be provided information, organization, support, advice and assistance for the entire family in the transition process for the best possible solutions. Otherwise, you may end up with a team or two anyway, but in a courtroom instead of a conference

Stock Options and Restricted Stock In Divorce

by Thea Glazer, CFP®, CDFA™, MS Accounting
Glazer Financial Advisors

When dividing property in a divorce settlement, stock options and restricted stock may be thea-glazer-photopart of the marital estate. This brief overview provides a basic understanding of the factors you need to take into consideration. It does not go into all the many tax and technical issues that are aspects of equity compensation. Seeking professional guidance for your specific circumstances is always a good idea.

Many companies grant their employees equity compensation in addition to their salaries, commissions and cash bonuses. Equity compensation is non-cash compensation representing a form of ownership interest in a company. Among the most common are employee stock options and restricted stock or restricted stock units. In divorce, stock options and restricted stock are property to be divided. The employee’s separate shares are often also considered as income in the calculations of support.

Employee Stock Options (ESOs)

An employee stock option is the right given to an employee to purchase a specified number of shares of the employer’s stock for a specified price and for a specified time. There are two types of ESOs, Incentive Stock Options (ISOs) and Nonqualified Stock Options (NQs). The primary difference is that ISOs have an advantageous tax treatment explained below.

Stock options have a Grant Date, Exercise Price, Vesting Schedule and Expiration date. Example: Company ABC grants John Smith 3,000 nonqualified options on January 4, 2015 at a grant price of $10.50, a four-year annual vesting schedule and an expiration date of January 4, 2025. That means that John can exercise (buy) the 750 shares of stock annually on January 4 from 2016 through 2019. He does not have to exercise any shares until January 3, 2025. If he doesn’t exercise by the date of expiration, they will expire and be worthless.

Taxation of stock options

Nonqualified stock options are taxed at the time of exercise as ordinary income. The amount taxed is the difference between the grant price and the fair market price. Most companies sell enough shares to cover the withholding tax and release the net shares or proceeds if the shares were simultaneously sold. If the shares are held once exercised and sold later, there may be capital gains tax as well. Unless shares are about to expire, most people exercise and sell simultaneously.

Incentive stock options are not taxed when they are exercised. If the shares are held for at least one year from exercise and two years from grant date, the gain is taxed at the advantageous long term capital gains rate.

Restricted Stock (RS) and Restricted Stock Units (RSUs)

Unlike stock options, restricted stock and restricted stock units are actual stock. There is usually no purchase price and, if there is, it is very, very nominal (one cent). Holders of restricted stock have voting rights while holders of restricted stock units do not. Restricted stock units cannot be “underwater” which happens to options when the grant price exceeds the fair market price so they are much less risky. Grants of restricted stock usually have about one-third as many shares as do options. Restricted stock grants have a grant date and vesting schedule. There is no expiration date and usually no grant price.

Taxation of restricted stock

Once a share of restricted stock vests, it is released. Upon release, the fair market value less any purchase price is taxed as ordinary income. Most companies sell enough shares to cover the withholding taxes and release the net shares. There is no decision making needed by the employee like there is regarding when to exercise options. Once restricted stock vests, it is automatically released. Many employees continue to hold the net shares until a time they need the cash, feel the stock has reached a good selling price or want to diversify their portfolios.

Transferability of stock options and restricted stock

Some plans allow NQs to be transferred to the former spouse of the employee, but the majority do not. It is very rare to see ISOs transferable. If they are transferred, they may lose their status as ISOs and fall under the tax rules for NQs.

RS and RSUs are not transferable.

For non-transferable shares of options or restricted stock, the employee holds the shares on behalf of the nonemployee spouse and exercises on his/her behalf or transfers released shares. There are IRS acceptable ways to allocate the taxation so the nonemployee spouse is taxed at his/her rate rather than that of the employee.

Division of equity compensation in divorce

Both stock options and restricted stock shares are divided by formulas. The most commonly used ones are Nelson and Hug.

The Nelson formula is Date of grant to date of separation ÷ Date of grant to date of exercise or release

The Hug formula is Date of hire to date of separation ÷ Date of hire to date of exercise or release

The reason the grants were awarded determines which formula is applicable.

Valuation of stock options and restricted stock

It is rare to value the options rather than to divide the shares. That is because the value is constantly changing so it is imprecise at best. In order to correctly value the options, the following factors are the elements of a complex formula, the Black-Scholes formula:

  • Grant price
  • Grant date
  • Date of expiration
  • Vesting schedule
  • Current stock price
  • Volatility of the stock price

Sometimes valuing the options is the only way to effectuate the property division by offsetting another asset. However, dividing the shares divides both the risk and reward to both spouses. I believe it is preferable when possible.

Collaborative Divorce Offers Flexibility

In collaborative or mediated cases, there is far more flexibility in dividing assets. Unequal divisions are also acceptable if the parties agree and have reasons to do so. In court, such flexibility is not nearly as possible. This is another great reason to consider alternative dispute resolution such as collaborative divorce to allow you to make the best decision possible for your circumstances, rather than a decision forced upon you by a judge.

Don’t Divorce Alone: It Takes A Village

It takes a village to get through a divorce.

by Myra Chack Fleischer, CFL-S, Fleischer & Ravreby

As we start a new year, it is natural to take stock of your life and look for ways to improve your situation. Sometimes, this means facing the reality that a divorce is necessary for your emotional and sometimes financial health. January is the month with the most new divorce filings all year.

Attorney Myra Chack Fleischer, Fleischer & Ravreby, Carlsbad California

Attorney Myra Chack Fleischer, Fleischer & Ravreby, Carlsbad California

When a person makes the decision to get divorced, there are a lot of questions and concerns. Some are practical: Will the legal business be a nightmare? Will it cost me a fortune? Some are more personal: How will I ever get through it without breaking down?

Divorce is the most common legal matter that people try to handle by themselves, also referred to as “pro per.” A 2013 study found nearly three-quarters of all people getting divorced in the U.S. do so without an attorney.

Why does this happen? Many people think hiring a lawyer will be expensive, or stressful. They don’t anticipate any big arguments, and the paperwork looks simple enough. Just fill it out, pay the fee and you are done, right?

Not exactly. Often, people get started and discover a divorce involves a whole lot more than just legal paperwork. Court cutbacks in many states means less personnel to help you work your case through the system if anything is confusing or unclear. Mistakes can delay getting the divorce finalized for months while you are in limbo.

Divorce is never simple. It involves complex financial decisions that can affect you and your children for years to come. It involves emotional turmoil for most people: Anger. Grief. Fear. Anxiety. It makes the rest of every day life that much tougher.

Perhaps you think it’s self-serving for a family law attorney to advise people to hire a lawyer to handle your divorce. You should not stop there. For many divorces and any with children or significant financial assets, you need three key experts looking out for you.

First, find a family law attorney with expertise in divorce cases. Your attorney should hold family law specialty certification in your state. In California, look for the initials “CFL-S” for “Certified Family Law Specialist.”

After you have checked legal qualification, ask direct questions about his or her fees and how they work. You are entering a business agreement and you are hiring someone to work for you. Yes, it may get emotional, but this part should be handled as matter-of-factly as you can. Be honest and open about your finances. It will make things easier on everyone.

Attorneys aren’t quite as individual as snowflakes, but you may need to interview several before you find a good fit for your circumstances. Find out your attorney’s amount of experiences. Does your attorney tend to go to court or does he or she settle most cases outside of court? Some attorneys are better negotiators that litigators. Does the attorney represent mainly husbands or wives, or both equally? If you have a same sex marriage, find out how comfortable and experienced your attorney is with these new types of divorce cases. How much of your case will he or she handle personally? Meet any other professionals such as junior attorneys or paralegals and feel comfortable with them as well.

Next, it’s crucial to seek the services of a divorce financial planner. You may not be able to rely on your regular CPA or financial advisor. Find one specifically qualified to advise you on key aspects of the divorce process and how this will affect your assets. Look for a Certified Divorce Financial Analyst (CDFA) certification. This person will work with your attorney to oversee critical financial tasks outside a lawyer’s area of expertise. This individual will review the impact of your legal choices in the divorce on your financial and tax situation, especially in regard to a divorce settlement offer. This will strengthen your attorney’s ability to negotiate from a position of strength on your behalf.

Finally, don’t neglect your mental health needs. Long after the divorce is over from a legal and financial standpoint, you and your children will be feeling the effects of the emotional fallout. It is wise to bring in a mental health professional with training in family counseling. Divorce is an emotional experience unfolding in the midst of what is essentially a business deal. It can overwhelm you while you are struggling to focus on practical decisions about legal and financial issues. A therapist or divorce “coach” can help you cope with strong feelings while the divorce process unfolds and provide a safe place to express yourself. This allows you to avoid drama with your attorney and your financial planner.

It takes a village to get through a divorce.

It takes a village to get through a divorce.

What about the cost? It’s true hiring three professionals is more expensive than filing the paperwork on your own. But consider the risks you face on many levels. If you have any children or property, you can end up making mistakes or bad decisions that have a negative impact for the rest of your life. You could end up paying an attorney or other professionals down the road to fix the problems you created after the fact. Your kids could suffer emotional damage later that could seriously effect their future. Consider it an investment in yourself and your children for the long term. What is more important than this?

With the expertise of highly qualified, experienced legal, financial, and psychological professionals on your side, you will have all of the help you need to get through your divorce with a bright, secure future ahead of you and your family.

One way to find this kind of team to work with you is to consider the Collaborative Divorce method. Collaborative divorce is an alternative dispute resolution process to the typical adversarial divorce. A divorcing couple agrees that they will work together with family law attorneys, financial specialists, divorce coaches and child and family therapy specialists as a team outside the court system to resolve their differences. This team will help guide you through a divorce. These professionals often work together on a regular basis and can rely on each other’s specific expertise. You can still have significant disagreements with your spouse when you start this process, as long as you pledge to keep working and remain civil as much as you can until your situation is resolved.

The Collaborative Divorce process depends on the level of cooperation between the parties, their willingness and ability to commit to a healthy divorce, and the complexity (emotional and financial) of the case. It takes work. But it preserves the well-being, diginity and relationships of parents to children and even extended family. Collateral damage is minimized.

Copyright © 2014 by Fleischer & Ravreby, Attorneys at Law

Is Mediation or Litigation the Right Choice for My Divorce?

Julia Garwood, Family Law attorney and Certified Family Law Specialist, San Diego, Collaboartive Family Law Group of San Diego

by Julia Garwood, Attorney at Lawjulia-garwood-photo
Family Law, Mediation and Collaborative Divorce
Garwood Family Law and Mediation

When heading toward the end of a marriage, many people ask what the difference is between divorce mediation and litigation. And beyond that, which one is right for them. There are numerous differences between divorce mediation and litigation, however the primary three include cost, decision-making and privacy.

Cost

Mediation is often much less expensive. Litigation can cost as much as six times the amount as mediation.

Decision-Making

A judge makes all the decisions in the case of litigation. This includes decisions about your children, division of property, alimony and even pets. However, through mediation, you and your spouse make the decisions together.

Level of Privacy

Mediation occurs in a private conference room and details never have to be disclosed publicly. Because of the public nature of the courtroom, when your divorce is litigated, all information is public record. That means all the details, including your finances and “dirty laundry,” are available to the public.

In order to help you decide whether mediation or litigation is right for you and your personal situation, below is a list of frequent situations when mediation and litigation are used.

Mediation is often used when:

  • You and your spouse mutually have decided to get a divorce.
  • You and your spouse can have a rational conversation in the same room.
  • You both realize that divorce is happening and you’re able to rationally approach the outcome.
  • You’re both willing to try to agree on issues like alimony, child custody, division of assets and child support.
  • Cost is a factor and you and your spouse want to incur as few costs as possible.
  • You both want to be active decision makers regarding the details of your divorce and don’t want to leave the final decisions for a judge to make.

Litigation is often used when:

  • One or both of you aren’t open to mediation.
  • One or both of you have difficulty conducting reasonable conversations.
  • There is a history of domestic violence or child abuse during the marriage.
  • Either you or your spouse has a drug or alcohol problem, impeding rational thinking and decision-making.
  • One or both of you is stalling or gathering information on the other spouse and don’t have any intention to settle. Sometimes spouses agree to mediation to stall the process or to gather information for later use against the other spouse during litigation.

While we’ve included some basic guidelines above, every situation is different. Consulting with a divorce attorney who is trained in Collaborative Family Law and/or a Certified Family Law Specialist including members of professional associations such as the Collaborative Family Law Group of San Diego, is the best avenue.

ESPN Radio 1700 AM Features “Divorce Options” Discussion

Real Estate Radio on ESPN AM 1700 San Diego

Collaborative Family Law Group of San Diego member Shawn Weber, Certified Family Real Estate Radio on ESPN AM 1700 San DiegoLaw Specialist attorney with Brave Weber Mack, recently appeared as a guest on “The Real Estate Radio Hour” on ESPN Radio 1700 AM to talk about the new “Divorce Options” program. Weber reviewed the different choices facing families when considering divorce, and explained how the new workshop program helps individuals understand the options and the differences among them.

Hear the entire interview with Shawn at this link.

Discover Your Divorce Options at Workshop Oct. 22

Lessen the stress of divorce by learning about your alternatives 


September 26, 2014
Media Contact: Gayle Lynn Falkenthal, APR
619-997-2495 or gayle@falconvalleygroup.com

(SAN DIEGO) – Divorce is difficult and stressful even under the best of circumstances. It can be especially hard if you have children or economic difficulties. Divorce affects people from all walks of life, and no two situations are alike.

It is possible despite challenges to preserve the emotional and financial resources of the family while respecting everyone’s needs during a divorce. Learn about your alternatives at “Divorce Options.” The first “Divorce Options” workshop in San Diego takes place on Wednesday, October 22, from 5:30 p.m. to 8:30 p.m. at the Hacienda Building, located at 12625 High Bluff Drive, Suite 111 in San Diego.

Divorce Options provides unbiased information about self-representation, mediation, collaborative divorce, and litigated divorce. The workshop deals with the legal, financial, family and personal issues of divorce in an informational and compassionate small group setting.

Led by volunteer attorneys, financial specialists, and mental health professionals who are members of the Collaborative Family Law Group of San Diego, the workshop will cover the full range of choices couples have as they contemplate divorce, focusing on the non-adversarial, out-of-court options.

“Divorce Options presents a unique opportunity for the public to learn about resources they can draw on to plan an effective transition that respects the needs and interests of all family members,” said Shawn Weber, attorney and Collaborative Family Law Group of San Diego member.  “It puts you in control of your own divorce instead of someone else who doesn’t know you or your family circumstances.”

Weber said the Divorce Options program is useful to anyone thinking about divorce or other relationship transitions including co-habitating couples with children or LGBT couples looking for a process aware and respectful of their unique needs.

Topics include:

  • Litigation, mediation and collaboration – the risks and the benefits of each process
  • Legal, financial, psychological and social issues of divorce
  • How to talk about divorce with your children
  • Guidance from divorce experts

By learning about divorce and the different process options available you can maximize your ability to make good decisions during the difficult and challenging time. Divorce Options is a workshop designed to help couples take the next step, no matter where they are in the process. It identifies strategies to help you stay out of court, and helps you identify the social, emotional, legal, and financial issues that are most pressing for you. There is no solicitation of business. The cost is $45 for materials. The materials fee is waived for mental health professionals to attend.

Questions? Call Divorce Options at (858) 472-4022 or email at sandiegodivorceoptions@gmail.com

About the Collaborative Family Law Group of San Diego

CFLG San Diego’s members work together to learn, practice, and promote collaborative processes for problem solving and the peaceful resolution of family law issues, with an eye toward preserving the emotional, as well as the financial, assets of the family. Its goal is to transform the resolution of family law issues through respectful, collaborative processes that protect the integrity and health of family relationships and eliminate the need for families to resort to litigation.

CFLGSD is online at www.collaborativefamilylawsandiego.com, and on LinkedIn.

Choose Your Filing Options Wisely in a Military Divorce

Military families and divorce

Military families and divorce

One-quarter of all active duty United States Navy and United States Marine Corps personnel are based in San Diego County. Add the large number of veterans, retirees, reservists and National Guard, and the significant influence of the military is apparent.

When you are a civilian facing divorce, you file in the state where you live. If you are a member of the military, it isn’t always that simple. In the military community it is common for a couple to be from one state, married in a second state, living in a third state and own property in a fourth state.

Further complicating matters, the couple may have recently been moved by the military to the state where they live and they may not have been there long enough to establish residency.

How does a military couple decide where to file their divorce and does it matter which state they choose? Family law attorney Mark Sullivan of Raleigh, North Carolina provides some helpful guidelines in this article for Military.com.  Sullivan is the author of a guide for lawyers called “The Military Divorce Handbook.”

Whatever your decision, Collaborative divorce remains an excellent option for military families to avoid the negative effects of divorce on the family, particularly where children are involved.